Minimum Coverage

Standard Coverage for Your Pet

If you're a pet owner seeking pet insurance coverage with an economical premium for major medical events such as surgeries and hospitalization, then VPI's Standard Plan is for you.

Standard Plan Example

Lola, a three-year-old Boxer in New Jersey, recently suffered from an ACL, also known as an anterior cruciate ligament rupture, and required surgery. This is how her claim would've been paid under the VPI Standard Plan.
Veterinary invoice*	Amount paid by policyholder	Benefit schedule allowance per-incident**	Amount reimbursed by VPI under the pet's Standard Plan
Comprehensive exam and treatment fees (surgery and medications)	$1226.05	$724.00	$724.00
Anesthesia	$128.00	$75.00	$75.00
Testing	$97.50	$90.00	$90.00
Total claim amount filed with VPI	$1,451.55		$889.00
VPI per-incident deductible			-$50.00
Sub-total of eligible expenses			$839.00
Eligible expenses x 90% = total reimbursement			$755.10

With a VPI Superior Plan Lola's reimbursement would be $1,241.55.

The Benefits of Adding Pet WellCare Protection
You and your pet receive instant benefits for routine care with VPI's Pet WellCare Protection Coverage. Which WellCare rider is best for you?

The VPI Standard Plan with WellCare Premier is an ideal package for new pets.
The VPI Superior Plan with WellCare Core is a sensible package for those who prefer an economical premium.
For states that do not yet offer Pet WellCare Protection coverage, VPI's Vaccination & Routine Care Coverage is available.

Enhanced Cancer Coverage

VPI's plans already include cancer coverage for conditions such skin cancer, breast cancer, bone cancer and leukemia. For those looking for even more protection, VPI offers a cancer rider which increases their policy's reimbursable benefits. Unfortunately, this feature is not currently available online. For more information, please call one of our licensed sales representatives at
888-899-4VPI.

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Get a free quote or enroll your dog or cat in pet insurance today.

*Veterinary fees vary state to state, per your veterinarian's discretion.
**The benefit allowance amount replenishes with each new incident. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.

Treatment for ACL damage or rupture is covered for pets who've been insured with a VPI policy for 12 calendar months or more.

VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, less your $50 per-incident deductible.