Superior Coverage

Superior Coverage for Your Pet

If you're a pet owner seeking pet insurance coverage with the highest reimbursements for major medical events such as surgeries and hospitalization, then VPI's Superior Plan is for you.

Real-Life Example
Want to know how a VPI insurance policy can help? Here is an example of an actual claim filed by a VPI Superior Plan policyholder.

Lola, a three-year-old Boxer in New Jersey, recently suffered from an ACL, also known as an anterior cruciate ligament rupture, and required surgery. Her owner filed a claim under her VPI Superior Plan in 2007.
Veterinary invoice*	Amount paid by policyholder	Benefit schedule allowance per-incident**	Amount reimbursed by VPI under the pet's Superior Plan
Comprehensive exam and treatment fees (surgery and medications)	$1226.05	$1207.00	$1207.00
Anesthesia	$128.00	$125.00	$125.00
Testing	$97.50	$152.00	$97.50
Total claim amount filed with VPI	$1,451.55		$1429.50
VPI per-incident deductible			-$50.00
Sub-total of eligible expenses			$1379.50
Eligible expenses x 90% = total reimbursement			$1,241.55

How Your Plan Works
VPI uses a benefit schedule which is filed with the Department of Insurance (DOI) so you know how much reimbursement is available for your pet's incidents. Simply visit a licensed veterinarian, pay for treatment, then complete VPI's simple one-page claim form and fax or mail a copy to VPI for claims processing. Your reimbursement check will arrive in the mail.

Plus, your VPI policy travels with you and your pet wherever you go, worldwide.

The Benefits of Adding Pet WellCare Protection
You and your pet receive instant benefits for routine care with VPI's Pet WellCare Protection Coverage. Which WellCare rider is best for you?

The VPI Superior Plan with WellCare Premier is our most comprehensive coverage.
The VPI Superior Plan with WellCare Core is our most popular package.
For states that do not yet offer Pet WellCare Protection coverage, VPI's Vaccination & Routine Care Coverage is available.

Enhanced Cancer Coverage

VPI's plans already include cancer coverage for conditions such skin cancer, breast cancer, bone cancer and leukemia. For those looking for even more protection, VPI offers a cancer rider which increases their policy's reimbursable benefits. Unfortunately, this feature is not currently available online. For more information, please call one of our licensed sales representatives at
888-899-4VPI.

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Get a free quote or enroll your dog or cat in pet insurance today.

*Veterinary fees vary state to state, per your veterinarian's discretion.
**The benefit allowance amount replenishes with each new incident. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.

Treatment for ACL damage or rupture is covered for pets who've been insured with a VPI policy for 12 calendar months or more.

VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, less your $50 per-incident deductible.