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More Facts About Pet Insurance

Myth: Pet insurance seems expensive.

Fact: Without VPI, you're looking at possibly thousands of dollars in unexpected bills due to illness, accident and injury. In most cases, the average base VPI medical policy for a dog is between $22 and $28 per month, and between $15 and $18 per month for a cat.

Myth: An indoor pet won't have many health problems.

Fact: There is no such thing as a "pet-proofed" home. Potential hazards loom even in the best protected homes. How many times has a pet been injured when they have accidentally gotten out of the house? Additionally, many health problems are hidden by your pet, which is why it’s important to visit your veterinarian for routine checkups. Routine blood screening panels and urinalysis can detect hidden health problems. It is always better to prepare for the unexpected.

Myth: Filing a claim is difficult.

Fact: It's easy to file a claim.

  1. Take a copy of your personalized claim form to your next veterinarian visit
  2. Have your veterinarian provide your pet's diagnosis.
  3. Complete the claim form and submit it along with all supporting receipts and invoices
  4. Make copies of the completed claim form and itemized veterinary bill for your records.

Click here to download a blank claim form.

Completed claim forms can be submitted one of two ways:

  • FAX completed claim form, itemized receipt(s) or invoice(s) to 714-989-5600, or
  • MAIL completed claim form with itemized receipts or invoices to VPI Claims Department, P.O. Box 2344, Brea, Calif., 92822-2344

If additional information is required to review a claim, VPI will send you a letter listing the medical record dates, laboratory reports or any specific medical history needed. As your pet's owner, you have the authority to request this information from your veterinarian.

Myth: Instead of pet insurance, I can just start saving now for a pet illness or emergency.

Fact: Good intentions are great, but how many of us carry through? Besides, if an emergency occurs in the next few months and you've only saved a few dollars, you won't have the money needed for treatments or surgery. Most pet families aren't prepared to put aside that much money at one time for pet illnesses or accidents.

Myth: If pet insurance is important I would have already heard about it.

Fact: VPI has been protecting America's pets since 1982. Licensed in all 50 states and the District of Columbia, our VPI family is growing every day because pet owners like you want the best protection for their pets.

Myth: I can't afford to insure all of my pets.

Fact: We'll help. We offer a multiple pet discount. You can save 5% when you enroll two or three pets, and 10% when you enroll four or more pets. VPI also offers a convenient monthly payment plan.

Myth: Pet insurance is only for cats and dogs.

Fact: From chinchillas to parrots to guinea pigs to birds, we cover many other pets with the VPI Avian & Exotic Pet Plan. The plan is available in all states and offers affordable coverage for lab fees, treatment, prescriptions, X-rays, surgery and more.

Myth: I can only enroll if I use a credit card.

Fact: For your convenience, you may use a credit card, debit card or pay by check. We also offer monthly and annual payment options.

 

FAQs

How do I file a claim?

How does my veterinarian receive payment?

Are prescriptions covered under my policy?

Once I enroll, how long before my policy is effective?

Is there a list of veterinarians I can use?


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The Nation's Oldest and Largest Provider of Pet Health Insurance
Underwritten by: Veterinary Pet Insurance Company (CA), Brea, CA
National Casualty Company (Nat'l), Madison, WI an A+15 rated company
© 2001 - 2008 Veterinary Pet Insurance Company • Privacy PolicyUnderwriting Information

Products available through this site are only available for residents of the United States.
In Canada, please contact Pet Plan at www.petplan.com.

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