Cat insurance plans

by Nationwide®

We believe every cat deserves the best health care

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We offer cat health insurance plans that cover everything from injuries and illnesses to wellness and preventive care, so you can choose the best cat insurance for your needs.

More coverage for your cat than you’ll find anywhere else

With nearly four decades of experience protecting cats, we know that coverage counts. That’s why we offer the best coverage for the best value.

Every Nationwide pet insurance member enjoys:

Important Disclosures: Some exclusions may apply. For example, certain coverages may be excluded due to pre-existing or chronic conditions, or hereditary or congenital disorders. Other exclusions may apply. Please refer to the exclusions section of the policy for more information. Coverage limitations from waiting periods, deductibles, coinsurance, or policy limits may also apply. Premiums may increase at renewal based on various factors like a pet’s age, breed, location, or claim history depending on the plan selected. Wellness plans not available in all states.

Reimbursement example reflects Modular Plan Accident, Illness and optional Congenital & Hereditary rider as well as the optional Cruciate rider added after the first year of coverage, with $5,000 annual limit for each category, 80% reimbursement, and a $250 annual deductible. This plan may not be available in all areas. Pre-existing conditions are not covered. Veterinary bill amount is based on expenses incurred in the first 30 days after initial diagnosis.

[2] Rate based on a 1 year Domestic Short Hair cat in 60615 (Chicago, IL) for the Modular Pet Insurance plan with Accident only coverage, $5,000 annual limit with 80% coinsurance and $250 annual deductible.

I know that sometimes there can be unexpected expenses with pets, and I’d rather feel secure and like I could take care of big things if they happen.

- Marina, pet parent of Prison Mike

Cat Insurance Health Wellness Headline Top Image

Health & wellness for adult cats

Adult cats are creatures of routine and often hide illnesses until they become dire. Keep up with their health to diminish the stress of vet visits and make sure your kitty stays spry and healthy.

Frequently Asked Questions

It’s a good idea to enroll in medical insurance for your cat as early as possible, before chronic health conditions develop, or your cat needs any medical care that could put limitations on your coverage.

Yes, we offer cat health insurance for cats at any stage of life.

The annual limit depends on the pet health insurance coverage you select for your cat. See your policy documents for details.

Nationwide offers plans with deductible options. Most of our pet families choose a $250 annual deductible.

Depending on the type of coverage you select some genetic conditions may be covered, as long as they are not pre-existing conditions.

The amount of coverage you choose depends on your budget and your cat’s breed. Make sure you keep health problems typical of your cat's breed in mind when choosing a health plan.

You can change your coverage during the annual policy renewal period. Some changes to your insurance may need to be reviewed by underwriters.

Nationwide will cover your cat's spay or neuter only if you have purchased the optional wellness rider that includes spay/neuter benefits.

Nationwide pet health insurance plans have a 14-day waiting period before coverage starts. Please refer to your policy details for the specific waiting period.

Yes. Nationwide offers a wide array of dog insurance plans. You can explore our dog insurance coverage options here.