Dog insurance plans
by Nationwide®
We believe every dog deserves the best health care
See coverage options for your
Start researching options for your dog
We offer dog health insurance plans that cover everything from injuries and illnesses to wellness and preventive care, so you can choose the best pet insurance for your needs.
More coverage for your dog than you’ll find anywhere else
With nearly four decades of experience protecting dogs, we know that coverage counts. That’s why we offer the best coverage for the best value.
Every Nationwide pet insurance member enjoys:
Always There Pet CareSM
Use any vet, anywhere
VetHelpline®
Unlimited, 24/7 virtual pet care
Nationwide PetRxExpressSM
Save money on pet meds
Nationwide PetRxExpressSM
Save money on pet meds
Preferred pricing plus convenient automatic claims for pet prescriptions filled at in-store Walmart or Sam’s Club pharmacies.
Bring a written prescription to your local Walmart or Sam’s Club or have your vet call it in
Show your digital pet insurance ID card at checkout (available at my.petinsurance.com after sign up)
Save on pet meds and enjoy the convenience of having your claim automatically submitted
Important Disclosures: Some exclusions may apply. For example, certain coverages may be excluded due to pre-existing or chronic conditions, or hereditary or congenital disorders. Other exclusions may apply. Please refer to the exclusions section of the policy for more information. Coverage limitations from waiting periods, deductibles, coinsurance, or policy limits may also apply. Premiums may increase at renewal based on various factors like a pet’s age, breed, location, or claim history depending on the plan selected. Wellness plans not available in all states.
Reimbursement example reflects Modular Plan Accident, Illness and optional Congenital & Hereditary rider as well as the optional Cruciate rider added after the first year of coverage, with $5,000 annual limit for each category, 80% reimbursement, and a $250 annual deductible. This plan may not be available in all areas. Pre-existing conditions are not covered. Veterinary bill amount is based on expenses incurred in the first 30 days after initial diagnosis.
[1] Rate based on a 1 year old mixed (Medium 21-50lbs) dog in 60615 for the Modular plan with Accident only coverage, $5,000 annual limit with 80% coinsurance and $250 annual deductible.
When I did the math in my head, I was like, ‘Wow, look at what [Nationwide] covers. This may be a pretty good idea.’
- Tim, pet parent of Maeve
Health & wellness for adult dogs
This life stage is about settling into routines. You usually know what to expect with your dog—but they can still make you laugh with those random bursts of puppy energy. Keep up with their health and wellness to help mitigate future illnesses.
FAQs about pet insurance
The monthly premium for a dog insurance plan depends on the type of coverage selected but starts at around $13/month.
As a pet parent, you want to make sure providing the best care possible for your dog doesn't become a financial burden. Pet insurance policies reimburse you for your pet's medical care so you can focus on keeping your pet healthy—not on what it costs.
It’s a good idea to enroll your dog in a pet insurance plan as early as possible, before chronic conditions develop, or your dog needs any medical care that could put limitations on your coverage. If you have an upcoming veterinary appointment, make sure you factor in the waiting period before coverage begins.
Unfortunately, pet insurance companies don’t generally cover pre-existing conditions. However, Nationwide does allow members to request reviews of pre-existing conditions that have been cured, in which case an exception may be added so the condition would be covered.
The annual limit for reimbursement depends on the product and coverage level selected. See policy documents for details.
A lot of pet insurance companies have come and gone. The key to picking one you can count on is stability and experience. Some insurance companies pay to use the names of well-known organizations. With Nationwide, what you see is what you get: one of the largest and most trusted financial services companies in the world.
Pet insurance policies reimburse you for your dog’s veterinary care—including medical costs for accidents and illnesses and even wellness care. With Nationwide, you’re free to use any licensed veterinarian.
Prescription food is covered under certain plan types or can be added to other plans with the purchase of an optional rider. Call our sales team to learn more about prescription food coverage options.
Unfortunately, cats that are 8 years and older are not eligible to enroll in hereditary coverage.
You’re free to use any licensed veterinarian, including specialists and emergency providers.
Wellness coverage for routine care is available, including physical exams, vaccinations, flea/tick preventives and more.
The amount of coverage you choose depends on your budget and your pet’s breed. Factors to consider include how much medical care is typical for your pet’s breed, and whether you want wellness coverage for expected costs like checkups and vaccinations.
You can add or reduce coverage during your annual policy renewal period. Note: Certain coverage or product upgrades may require underwriting review.