Dog insurance plans

by Nationwide®

We believe every dog deserves the best health care

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We offer dog health insurance plans that cover everything from injuries and illnesses to wellness and preventive care, so you can choose the best pet insurance for your needs.

More coverage for your dog than you’ll find anywhere else

With nearly four decades of experience protecting dogs, we know that coverage counts. That’s why we offer the best coverage for the best value.

Every Nationwide pet insurance member enjoys:

Important Disclosures: Some exclusions may apply. For example, certain coverages may be excluded due to pre-existing or chronic conditions, or hereditary or congenital disorders. Other exclusions may apply. Please refer to the exclusions section of the policy for more information. Coverage limitations from waiting periods, deductibles, coinsurance, or policy limits may also apply. Premiums may increase at renewal based on various factors like a pet’s age, breed, location, or claim history depending on the plan selected. Wellness plans not available in all states.

Reimbursement example reflects Modular Plan Accident, Illness and optional Congenital & Hereditary rider as well as the optional Cruciate rider added after the first year of coverage, with $5,000 annual limit for each category, 80% reimbursement, and a $250 annual deductible. This plan may not be available in all areas. Pre-existing conditions are not covered. Veterinary bill amount is based on expenses incurred in the first 30 days after initial diagnosis.

[1] Rate based on a 1 year old mixed (Medium 21-50lbs) dog in 60615 (Chicago, IL) for the Modular Pet Insurance plan with Accident only coverage, $5,000 annual limit with 80% coinsurance and $250 annual deductible.

When I did the math in my head, I was like, ‘Wow, look at what [Nationwide] covers. This may be a pretty good idea.’

- Tim, pet parent of Maeve

Dog Insurance Health Wellness Head Image Image

Health & wellness for adult dogs

This life stage is about settling into routines. You usually know what to expect with your dog—but they can still make you laugh with those random bursts of puppy energy. Keep up with their health and wellness to help mitigate future illnesses.

Frequently asked questions

It’s a good idea to enroll in pet health insurance for your dog as early as possible, before chronic health conditions develop, or your dog needs any medical care that could put limitations on your coverage.

Yes, we offer canine health insurance for dogs at any stage of life.

The annual limit depends on the pet health insurance coverage you select for your dog. See your policy documents for details.

Nationwide offers plans with deductible options. Most of our pet families choose a $250 annual deductible.

Depending on the type of coverage you select some genetic conditions may be covered, as long as they are not pre-existing conditions.

The amount of coverage you choose depends on your budget and your dog’s breed. Make sure you keep health problems typical of your dog's breed in mind when choosing a pet health plan.

You can change your coverage during the annual policy renewal period. Some changes to your insurance may need to be reviewed by underwriters.

Nationwide pet health insurance covers the costs associated with a service dog.

You’re free to use any licensed veterinarian, including specialists and emergency providers.

Nationwide pet health insurance plans have a 14-day waiting period before coverage starts. Please refer to your policy details for the specific waiting period.

Yes. Nationwide offers cat insurance plans. You can explore our cat insurance coverage options here.