Explore pet insurance
Pet insurance is an investment in your pet’s health and your peace of mind. Here are eight tips to help you make the right decision when choosing a plan.
How do I choose the best insurance for my dog?
The best pet insurance for your dog is one that fits your needs and your budget. When choosing your plan, consider how much medical care (for accidents and illnesses) is typical for your dog’s breed and whether you want wellness coverage for preventive care.
Should I buy pet insurance?
We believe every pet deserves the best health care. And while you can’t predict when your pet might get sick or hurt, you can be prepared with pet insurance. Nationwide reimburses you for eligible veterinary expenses so you can focus on helping your pet stay healthy—not on what it costs.
How can I protect my cat’s health with insurance?
It’s a common misperception that cats never get sick or hurt. Turns out, they’re just really good at hiding it. But with regular checkups, your vet can detect problems before they become more serious. Pet insurance can help offset those costs and help you keep your cat feel-ine fine.
What is covered by pet insurance?
Nationwide® pet insurance offers comprehensive coverage to ensure your pet receives the best possible care. Here's an overview of what our plans cover:
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Accidents
Coverage includes emergency care for incidents such as:
- • Broken bones
- • Sprains
- • Lacerations
- • Poisoning
For more details, visit Nationwide's accident-only pet insurance page.
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Illnesses
Medical care is provided for conditions including:
- • Allergies
- • Ear infections
- • Arthritis
- • Cancer
Learn more about coverage for illnesses on Nationwide's pet illness insurance page.
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Wellness and preventive care
Preventive care encompasses:
- • Regular checkups
- • Vaccinations
- • Flea and tick prevention
Details about preventive care can be found on Nationwide's preventive pet insurance page.
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Emergency care
In emergencies, coverage includes:
- • Emergency examinations
- • Specialist consultations
- • Hospitalization
For more information, refer to Nationwide's emergency pet insurance page.
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Surgical procedures
Coverage for surgeries includes:
- • Anesthesia
- • Post-operative care
- • Specialist consultations
Additional details are available on Nationwide's pet surgery insurance page.
Please note that pre-existing conditions are not covered. For a comprehensive list of exclusions and to understand the full scope of coverage, it's advisable to review what’s not covered or contact Nationwide directly.
What if I have a pet other than a dog or cat?
Nationwide is the only pet insurer to offer coverage for birds and exotic pets, including rabbits, guinea pigs, ferrets, pigs, lizards, reptiles and frogs.
How do I submit a pet insurance claim?
Simply pay your veterinarian at the time of service, then send us the invoice along with your claim form. You can submit right from your phone, or fax, email or mail it.
Do you provide on-demand veterinary support for pet health questions?
All Nationwide pet insurance members get unlimited, 24/7 virtual pet care through the VetHelpline® app. Whether you have a general pet question or a potential urgent care need, our licensed veterinary professionals are available anytime, anywhere.
Can I get insurance for multiple pets?
Yes! In fact, the more pets you insure, the more you save. We offer the same customizable coverage choices for multiple pets as our individual pet insurance plans.
Pet owners trust Nationwide to protect more than 1,000,000 pets
- Pet insurance premiums starting at $25/mo.
- Visit any licensed veterinarian in the United States
- Cancel at any time, risk-free