Buyer’s guide

This step-by-step guide will help you make a smart decision when buying pet insurance for your dog or cat.

Decide what kind of coverage you want for your pet

Choose a complete care plan or dial up or down your coverage preferences to meet your pet’s specific needs.

  • A bandage

    Accident

    Get coverage for your pet’s accidents & injuries

  • A plus icon

    Illness

    Be ready if your pet becomes sick

  • A heart

    Wellness

    Stay up to date with your pet’s health checks

Understand the reimbursement process

Pet insurance requires you to pay for the treatment upfront, then get reimbursed for your expenses. Depending on your plan type, you may be reimbursed a percentage of the vet bill, or according to a pre-determined benefit allowance, or a benefit schedule. Nationwide makes the claims process simple and easy, and even allows you to get your reimbursement directly deposited into your bank account.

  • Older Dogs Insurance How Pet Insurance works for older dogs List Visit your vet Icon

    Visit your vet

    Visit any vet, including specialists and emergency providers.

  • Older Dogs Insurance How Pet Insurance works for older dogs List Submit your claim Icon

    Submit your claim

    Submit a claim along with your paid invoice.

  • Older Dogs Insurance How Pet Insurance works for older dogs List Get reimbursed Icon

    Get reimbursed

    Receive reimbursement for eligible vet expenses.

Look at both price and value

Weigh what you’re paying against what you’re getting. With Nationwide you’re getting more value than with any other insurer. Every Nationwide member enjoys 24/7 access to veterinary professionals, discounts on pet medications from major pharmacies, and more.

Every Nationwide pet insurance member enjoys:

Look at the company’s track record for dependability

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A lot of pet insurers have come and gone. The key to picking one you can count on is to go with the company that has the most stability, experience and recommendations.

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